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Spread payments with Clearpay

Clearpay is like your shopping fairy godmother, letting you snag your must-haves now and spread the cost over four easy payments every two weeks. And guess what? No interest at all*. Pretty handy for keeping your budget in check, but sometimes, paying up front can be the smarter move (just a friendly heads up 😉). Got questions or need the lowdown on the details? Just hit up our FAQs.

How to pay


Find something you love at PJ and add it to your cart


Select Clearpay as your payment method at the checkout.


Enjoy your new stuff right away and pay in four instalments. 

Pssst...Just a friendly reminder: shopping with assurance is key, which means it’s crucial to carefully consider your budget before opting for any 'buy now, pay later' plans. Ensuring you have the funds to cover monthly payments is essential.

Ts + Cs

Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4 instalments, due every 2 weeks. Ensure you can make repayments on time. You must be 18+ and a permanent resident of the UK (excl Channel Islands), Australia, US or Canada. Clearpay charges a £6 late fee for each late instalment and a further £6 if it’s still unpaid 7 days later. Late fees are capped at £6 for orders under £24 and the lower of £24 or 25% of the order value for orders over £24. Missed payments may affect your ability to use Clearpay in the future and your details may be passed onto a debt collection agency working on Clearpay's behalf. Clearpay is credit that is not regulated by the Financial Conduct Authority. T&Cs and other eligibility criteria apply at

Late Payments

*If you fail to make payments, late fees will apply. For full Ts&Cs and to learn more, please visit Clearpay's FAQs.